featured Diamond Insurance Valuation Explained: Retail Replacement Value vs Fair Market Value
Two Numbers, One Diamond — and They Are Not the Same Most people who walk out of a jewellery store assume the price they paid is roughly what their diamond is worth. Then they get an insurance appraisal and see a number that is sometimes 40 to 80 percent higher than what they spent. Then they try to sell the same ring...
What Documents Do You Need for a Diamond Insurance Valuation? A Checklist for Lab Diamond Owners
The Document Most People Forget Until It’s Too Late Most people who buy a lab grown diamond spend weeks deciding on the cut, the setting, and the carat weight. The paperwork gets shoved in a drawer. Then, months later, when they try to insure the piece — or worse, when they need to file a claim — they realise they’re missing half...
