featured How the 4Cs Affect Your Diamond Insurance Valuation: A Guide for Lab Grown Diamond Buyers
What an Insurance Valuation Actually Measures Most buyers assume the number on an insurance appraisal reflects what they paid. It does not. An insurance appraisal is a retail replacement value — the amount it would cost to replace your piece with one of similar kind and quality at current retail prices. That figure is almost always higher than the original purchase price,...
10 Things to Know Before Getting Your Diamond Insurance Valuation
The Number on Your Appraisal Is Not What Your Diamond Is Worth Most people walk away from a diamond purchase with two documents: a grading certificate and a receipt. Then, when they finally get around to insuring the piece, they discover a third number — the insurance valuation — and it is usually higher than both. That gap surprises almost everyone, and...
