featured Does Elevé Diamonds Provide an Insurance Valuation Certificate with Purchase?
What Actually Comes in the Box Customers ask this question more than you’d expect — and it’s a fair one. When you spend anywhere from ₹60,000 to several lakhs on a diamond piece, you want to know exactly what documentation you’re walking away with and whether it’s enough to protect your purchase. Every lab grown diamond from Elevé Diamonds comes with an...
What Documents Do You Need for a Diamond Insurance Valuation? A Checklist for Lab Diamond Owners
The Document Most People Forget Until It’s Too Late Most people who buy a lab grown diamond spend weeks deciding on the cut, the setting, and the carat weight. The paperwork gets shoved in a drawer. Then, months later, when they try to insure the piece — or worse, when they need to file a claim — they realise they’re missing half...
10 Things to Know Before Getting Your Diamond Insurance Valuation
The Number on Your Appraisal Is Not What Your Diamond Is Worth Most people walk away from a diamond purchase with two documents: a grading certificate and a receipt. Then, when they finally get around to insuring the piece, they discover a third number — the insurance valuation — and it is usually higher than both. That gap surprises almost everyone, and...
Lab Grown Diamond Insurance Valuation vs Natural Diamond Appraisal: Key Differences
Two Diamonds Walk Into an Appraiser’s Office A 1.5-carat lab grown diamond and a 1.5-carat natural diamond sit side by side on an appraiser’s bench. Chemically, they are identical — same carbon structure, same hardness, same optical properties. The appraiser’s loupe cannot tell them apart without specialized equipment. And yet, the insurance documents that come out of that office will look meaningfully...
What Is Diamond Insurance Valuation and Why Every Lab Grown Diamond Owner Needs One
The Number on Your Appraisal Is Not What You’d Sell For Spend ₹1,50,000 on a certified lab grown diamond ring and you might assume the number on an insurance valuation document reflects what you’d pocket if you sold it tomorrow. It doesn’t — and that gap confuses a lot of diamond owners in India. Insurance valuation and resale value measure entirely different...
