featured What Is Diamond Insurance Valuation and Why Every Lab Grown Diamond Owner Needs One
The Number on Your Appraisal Is Not What You’d Sell For Spend ₹1,50,000 on a certified lab grown diamond ring and you might assume the number on an insurance valuation document reflects what you’d pocket if you sold it tomorrow. It doesn’t — and that gap confuses a lot of diamond owners in India. Insurance valuation and resale value measure entirely different...
Diamond Insurance Valuation Guide: How to Get Your Lab Grown Diamond Appraised and Insured
Why Your Lab Grown Diamond Needs Its Own Insurance Policy Most people assume their diamond jewellery is covered somewhere — tucked under a home insurance rider or a general valuables clause. In India, that assumption tends to be expensive. Standard home insurance policies typically cap jewellery coverage between ₹1,00,000 and ₹1,50,000, which falls well short of most diamond pieces. A single diamond...
