featured Why Your Diamond Insurance Valuation May Be Higher Than What You Paid — And What It Means
The Number on That Appraisal Document Is Not What You Paid — Here’s Why That’s Correct You spend ₹3,50,000 on a lab grown diamond ring. A few weeks later, the insurance appraisal arrives and quotes ₹5,20,000. The gap feels strange — like someone got the math wrong, or like you’re being set up to pay higher premiums on a number that doesn’t...
How Often Should You Update Your Diamond Insurance Valuation? A Guide for Jewelry Owners
Your Appraisal Has an Expiry Date — Even If It Doesn’t Say So Most jewelry owners treat an insurance valuation as a one-time task. You buy a diamond ring, get a certificate, file the paperwork, and move on. But that document — the one sitting in your drawer or saved in a cloud folder — is quietly becoming less accurate every year....
