featured Diamond Insurance Valuation for Engagement Rings: What Elevé Diamonds Buyers Need to Know
The Step Most Buyers Skip After the Proposal You spend weeks choosing the right ring — the cut, the setting, the carat weight. Then the box is opened, the answer is yes, and somewhere between the celebration and the next morning, the ring goes into a drawer. What almost nobody does in those first 48 hours is think about insurance. For buyers...
How the 4Cs Affect Your Diamond Insurance Valuation: A Guide for Lab Grown Diamond Buyers
What an Insurance Valuation Actually Measures Most buyers assume the number on an insurance appraisal reflects what they paid. It does not. An insurance appraisal is a retail replacement value — the amount it would cost to replace your piece with one of similar kind and quality at current retail prices. That figure is almost always higher than the original purchase price,...
Diamond Insurance Valuation Guide: How to Get Your Lab Grown Diamond Appraised and Insured
Why Your Lab Grown Diamond Needs Its Own Insurance Policy Most people assume their diamond jewellery is covered somewhere — tucked under a home insurance rider or a general valuables clause. In India, that assumption tends to be expensive. Standard home insurance policies typically cap jewellery coverage between ₹1,00,000 and ₹1,50,000, which falls well short of most diamond pieces. A single diamond...
